@article{article, title = {{Governance, Control and Operational Risk: The Turnbull Effect}}, publisher = {{Springer Science and Business Media LLC}}, url = {{}}, year = {{2000}}, month = {{7}}, author = {{Elliott D and Letza S and McGuinness M and Smallman C}}, doi = {{10.1057/palgrave.rm.8240058}}, volume = {{2}}, journal = {{Risk Management}}, issue = {{3}}, pages = {{47-59}}, note = {{Accessed on 2025/08/15}}}